Flagstar Bank, National Association provides banking products and services in the United States. Its deposit offerings include interest-bearing checking, money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. Loan products include multi-family, commercial real estate, acquisition, development and construction, commercial and industrial, one-to-four family, specialty finance, warehouse, and home equity lines of credit, along with other consumer loans such as overdraft loans. The company also offers non-deposit investment and insurance products and online and mobile banking services, primarily serving individuals, small and mid-size businesses, and professional associations. It was formerly known as Flagstar Financial, Inc., was founded in 1859, and is headquartered in Hicksville, New York.